I come from a hard-working family and we never even considered relying on the government for assistance, although in retrospect we were certainly eligible. We learned that education was the security we needed. I earned a doctorate which I paid for by working two full-time and one part-time job during my college years. Debt was not a word in our vocabulary. I am now entering "my retirement years." My son has been battling severe health problems for the past seven years. I was covering his medical expenses and learned how people can go bankrupt trying to do the moral thing. He eventually was placed on Medicaid. This has allowed him to survive and receive medical care. It has allowed me to stop digging into my retirement to care for him so that I may be able to pay for my medical expenses as I age.